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PAY BY BANK

Instant Payments
Real-time payment processing.

Same Day ACH
Same day payment processing.

Standard ACH
Standard processing times.

 

 

 
FEATURES

Unified API
Fast transactions integrated with open banking all in one platform.

Automated Payments
Modernize your payments with pay by bank automation.

Mass Pay
Send multiple bank transfers with a single API request.

Open Banking Services
Instant account verification, balance checks and fraud mitigation.

Digital Wallet
Initiate faster transactions by utilizing Dwolla's Digital Wallet to hold funds.

 

 

Data Visibility
Access and manage your payments data through our user-friendly dashboard.

Security
Dwolla's platform is monitored 24/7/365 using a combination of internal and external tools and services.

Integration
Dwolla makes integrating pay by bank payments fast and easy.

Sandbox Environment
Simulate use cases and try out features.

Dedicated Support
Supporting your payments journey every step of the way.

SOLUTIONS

Enterprise
High-transacting payment automation

Balance
A digital wallet solution

Connect
Bring your own bank

 
USE CASES

B2B Payments
Streamline your business payments

Marketplaces
Facilitate fast and reliable payments to your platform's sellers

Property Management
Efficiently manage rental income and outgoing property expenses

Unload/Load Digital Wallet
Seamlessly move funds on and off your platform

Payouts
Pay out funds quickly and securely

AP/AR Payments
Automate accounts payable and receivable to improve cash flow and boost efficiency

Buy Now, Pay Later (BNPL)
Modernize installment payments with secure pay-by-bank

INDUSTRIES

Insurance
Upgrade your insurance payment processes for speed and efficiency

Real Estate
Streamline payment flows for every property transaction

Lending
Expedite loan disbursements and streamline repayment collections

Healthcare
Simplify patient billing and streamline provider reimbursements

Manufacturing
Optimize B2B payments across your supply chain and operations

Zeynep Yaprak Imkansizim Apr 2026

The cafe door creaked open, letting in a gust of cold air and the scent of wet asphalt. A figure stepped in, dripping wet, holding a helmet under one arm. Yaprak froze. The figure didn't head for the counter; they walked straight toward her table.

Outside, the storm continued, but inside the small cafe, the "impossible" felt, for the first time, like a beginning. Zeynep Yaprak Imkansizim

Yaprak looked up, her heart hammering against her ribs like a trapped bird. "I thought you weren't coming. I thought... I was just another leaf falling in the wind." The cafe door creaked open, letting in a

Zeynep Yaprak sat by the window of a cramped cafe, her fingers tracing the condensation on the glass. On the table sat two lukewarm coffees and a single, folded note. It was the only thing Yaprak had left of the person she called her İmkansızım —her "Impossible One." The figure didn't head for the counter; they