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Financial experts recommend using specific rules of thumb to avoid becoming "house poor":

The absolute first step in buying a home is to determine exactly what you can afford. Before browsing listings, you must establish a realistic budget based on your actual income and expenses, not just what a bank might approve you for. 1. Evaluate Your Credit Score what is my first step in buying a home

: Obtain a free copy from AnnualCreditReport.com to identify any errors. Financial experts recommend using specific rules of thumb

: Most conventional lenders require a score of at least 620 . what is my first step in buying a home