: Reimburses costs like hotel bills or meals if your home becomes uninhabitable due to a covered loss, often for up to 24 months.

: Protects your belongings, including furniture, electronics, and clothing, from theft or damage.

Depending on the specific agency and your location, you can often add specialized coverage: Insurance Tips for First-Time Homebuyers

: Pays to repair or rebuild your home's structure if it is damaged by covered events like fire, windstorms, or kitchen fires.