Rates in the GTA increased by approximately 10.3% between late 2023 and late 2024, driven by rising auto thefts and the increased cost of vehicle repairs. The "À La Carte" Reform (Coming July 2026)
Coverage for standard medical rehabilitation and attendant care remains mandatory. toronto auto insurance
Rates vary significantly by neighborhood. Metro Toronto averages approximately $2,888 annually, while North York, Etobicoke, and Scarborough often see higher premiums due to higher urban density and theft rates. Rates in the GTA increased by approximately 10