The Expen – Works 100%

: A standard guide recommending that you allocate 50% of your income to Needs (housing, utilities), 30% to Wants (entertainment, dining), and 20% to Savings and Debt . The 3 P's of Budgeting : Paycheck : Identify your actual take-home pay.

: A 218-page non-fiction guide focused on building financial freedom through discipline and planning. It is available at Books A Million for ~$17. the expen

: Create the actual budget to map where every dollar goes. : A standard guide recommending that you allocate