Before looking at listings, you must solidify your borrowing power.
: Aim to keep total housing costs (PITI: Principal, Interest, Taxes, Insurance) under 30% of your gross monthly income. Debt-to-Income (DTI) : Aim for a DTI ratio below 43%. Accumulate Liquid Cash : You steps to buying a new house
: Check reports from Equifax, Experian, and TransUnion via AnnualCreditReport.com. Before looking at listings, you must solidify your