Since he couldn't work, his $5,000 monthly income stopped instantly.
Elias eventually recovered, but the financial scars lasted years. He realized that while he had insured his car and apartment, he had failed to insure his "most valuable asset"—his ability to earn. People Aren't Buying Disability Insurance, But They Should should i buy disability insurance
A bad fall led to a complex wrist fracture and nerve damage. Suddenly, the hands that crafted digital worlds couldn't even hold a mouse for more than ten minutes. Elias was facing a recovery that doctors said could take over a year—a "long-term disability" he never saw coming. The Financial Fallout Without a paycheck, Elias’s life began to unravel: Since he couldn't work, his $5,000 monthly income
His credit card balances climbed as he struggled to pay for "rehabilitation services and adaptive equipment". The Turning Point People Aren't Buying Disability Insurance, But They Should