He typed "245,000" into the first box. Then, he clicked the toggle that changed everything: “Is this an additional property?”
By midnight, the calculator had told Arthur a hard truth: the Manchester house was a vanity project at its current price. The numbers—those cold, unfeeling pixels—had saved him from a five-figure mistake. sdlt buy to let calculator
At sixty-four, Arthur wasn't looking for a kingdom; he was looking for a "pension in bricks." He had his eye on a terraced house in Manchester—a tidy two-bedroom listed at £245,000. To the uninitiated, the price was the price. But Arthur knew better. In the world of UK property, the "hidden ghost" in the room was always the . He typed "245,000" into the first box
He adjusted the numbers. What if he bought it through a ? The calculator reminded him that while the SDLT remained high, the long-term tax relief might balance the scales. He tried a lower purchase price—£225,000. The tax dropped significantly. At sixty-four, Arthur wasn't looking for a kingdom;
The calculator’s digits spun like a slot machine. The base tax was one thing, but that 3% levy added a staggering £7,350 to the bill. The total jumped from a manageable few thousand to nearly £10,000 before he’d even bought a tin of paint.