As of late , mortgage rates have stabilized near 6.12% – 6.38% for a 30-year fixed loan ( Forbes , Yahoo Finance ). 📉 Option 1: Refinance
Active listings are up 8.1% year-over-year, providing more selection ( HAR ). refinance or buy new house
Choose this if you love your home but want to take advantage of rates that are currently lower than the peaks of 2023–2025. As of late , mortgage rates have stabilized near 6