: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.
Due to high population density and mandatory no-fault benefits, New Jersey has some of the highest insurance costs in the country, with average minimum coverage around . new jersey automobile insurance
New Jersey automobile insurance is characterized by its "no-fault" system and a mandatory multi-phase reform currently increasing liability requirements for all drivers. : For drivers unable to find coverage in
: The minimum remains at $25,000 per accident . Unique Policy Options new jersey automobile insurance
New Jersey law requires all drivers to carry three specific types of coverage:
: Pays for others' injuries or property damage when you are at fault.
: Provides the most comprehensive options and higher coverage limits.