Maryland Smart Buy Program Apr 2026

To participate, you generally must meet the Maryland Mortgage Program (MMP) requirements:

The program is a unique initiative designed to help homebuyers eliminate student debt while purchasing a home. Unlike typical assistance programs that only focus on down payments, SmartBuy directly pays off your outstanding student loans as part of the home-buying process. How the Program Works maryland smart buy program

The program provides a 0% interest, forgivable loan to pay off your student debt. To participate, you generally must meet the Maryland