You receive 3% Daily Cash back on the full purchase price upfront.
When using Apple Pay on your device, you can select to see offers from providers like Affirm and Klarna .
If you prefer not to use Apple’s card, several retailers offer their own BNPL and financing structures for the iPad Pro. Financing and Credit - Apple
Requires an Apple Card account with enough available credit to cover the full cost of the device. Apple Pay BNPL Partners:
Apple provides its own internal financing and integrates third-party BNPL providers directly into the checkout process. Terms: 0% APR for 12 months for iPad Pro.
These options are now available for both online and in-store purchases using Apple Pay (requires iOS 26). 2. Major Third-Party Retailers
Buying an iPad Pro using a "Buy Now, Pay Later" (BNPL) method is widely available through Apple directly and major third-party retailers. The most cost-effective method is typically through the , which offers interest-free installments, while services like Affirm and Klarna provide flexibility at different price points. 1. Direct from Apple