The sector maintains a robust Capital to Risk-Weighted Assets Ratio (CRAR) of 17.4% , well above regulatory requirements.
As of April 1, 2026, banks must update credit scores (CIBIL) every 7 days instead of monthly for better real-time tracking. Indian banking sector
Gross non-performing assets (GNPA) reached a decade low of 2.1% by September 2025. The sector maintains a robust Capital to Risk-Weighted
As of April 2026, the Indian banking sector is on its strongest footing in decades , characterized by high capital buffers, record profitability, and asset quality at multi-decade lows. characterized by high capital buffers