I.o.u. Apr 2026

An ("I Owe You") is a written acknowledgment of a debt. While often informal, a well-drafted IOU helps prevent misunderstandings and can serve as evidence if a dispute arises. Simple IOU Template

Date: [Current Date] Borrower: [Your Full Name] Lender: [Lender's Full Name] I.O.U.

[e.g., Cash, Bank Transfer, Check] Signed: __________________________ (Borrower) Signed: __________________________ (Lender) Key Elements to Include An ("I Owe You") is a written acknowledgment of a debt