He decided to take the plunge. Here is exactly how Arthur went from a hopeful saver to holding a ticket in the nation's biggest monthly draw: 🌐 Step 1: Choosing the Path

That is when he remembered his grandfather talking about —the famous "Electronic Random Number Indicator Equipment" that selects the monthly Premium Bond winners.

To buy UK Premium Bonds, you must purchase them directly through the government-backed National Savings and Investments (NS&I) website , call them directly, or apply by mail.

Printing out an application from the NS&I Website and posting it with a cheque.

Arthur sat at his kitchen table, staring at a small pile of savings he had finally managed to scrape together. He wanted to put the money somewhere 100% secure, but the idea of standard, slow-growing interest bored him.

Instead of traditional interest, Premium Bonds enter your money into a monthly lottery-style prize draw where you can win tax-free cash prizes ranging from £25 up to £1 million. 📖 The Story of Arthur's Premium Bonds

Arthur learned that there are three distinct ways to buy Premium Bonds: The fastest way, using the secure NS&I Portal. By Phone: Calling the official NS&I line at 08085 007 007 .

Before hitting "buy," Arthur reviewed the official ground rules on NS&I to make sure he was eligible: Premium Bonds UK - are they worth buying?