: Most pre-approval letters are valid for 60 to 90 days . 2. The Search & Offering (Variable: 4–12 Weeks)

Buying a home typically takes from initial research to receiving the keys. While some buyers can close in as little as 30 days—especially with cash—most of the timeline is determined by your local market's inventory and the lender's underwriting requirements. Typical Homebuying Timeline

: Apply for a pre-approval letter from a lender like Rocket Mortgage or Chase to prove to sellers you are a serious buyer.

The process is generally divided into three major phases: preparation, searching, and closing. Average Duration Key Activities 1–2 Weeks

: Lenders must verify your income, tax returns (W-2s), and debt-to-income ratio.

: In competitive markets with low inventory, buyers often tour multiple homes and may have several offers rejected before one is accepted. How Long Does It Take to Buy a House? Your Timeline Guide