Ga Dream Home Buyer Program -

You cannot have more than $20,000 or 20% of the sales price (whichever is greater) in liquid assets after closing.

You must be a first-time homebuyer or haven't owned a home in the last three years (this requirement is waived if buying in a designated "target area").

$130,290 (1-2 persons) or $149,833 (3+ persons). ga dream home buyer program

Up to $12,500 (or 6% of the purchase price) for households with a family member living with a disability. 2. Core Eligibility Requirements

The , managed by the Georgia Department of Community Affairs (DCA) , provides low-interest, 30-year fixed-rate mortgages and down payment assistance (DPA) to help low-to-moderate-income Georgians buy their first home. 1. Down Payment Assistance (DPA) Options You cannot have more than $20,000 or 20%

Assistance is provided as a . You do not make monthly payments on this loan; instead, it is repaid when you sell the home, refinance the primary mortgage, or move out.

You must contribute a minimum of $1,000 of your own funds toward the purchase. Up to $12,500 (or 6% of the purchase

You must complete a DCA-approved homebuyer education course . 3. Income and Purchase Price Limits