Credit History | With

: How long your accounts have been open; longer histories generally benefit your score.

If you have a thin credit file or no history at all, you can use these methods to establish one: credit history with

: The variety of accounts you hold, such as credit cards, student loans, or auto loans. : How long your accounts have been open;

: Negative items like collections or bankruptcies. How to Generate or Build Credit History such as credit cards