College Bills -

Tuition is often just the baseline. To avoid surprises, your budget should account for:

Grandparents can pay the college directly to avoid gift tax implications, though the funds cannot be given to the student first. 3. Maximize Financial Aid Financial aid can significantly lower out-of-pocket costs: college bills

On-campus dorms and meal plans, or off-campus rent, utilities, and groceries. Tuition is often just the baseline