Cigna Dental Buy Up Plan Apr 2026

Whether you should "buy up" depends on your expected dental needs for the year. Dental Preferred Provider Organization (DPPO) Plans

: You may get up to $2,000 or $3,000 in total annual benefits, compared to lower limits on base plans. cigna dental buy up plan

: The buy-up often adds or increases coverage for major restorative work—like crowns, bridges, or implants —and frequently includes orthodontia benefits for both adults and children. Key Benefits and Features Whether you should "buy up" depends on your

: Your out-of-pocket threshold before insurance kicks in may be reduced. Key Benefits and Features : Your out-of-pocket threshold

: Many plans include the Oral Health Integration Program , which provides extra reimbursements for members with specific medical conditions (like diabetes or pregnancy) that affect dental health. Is it Worth it?

: For non-preventive services like fillings, you often pay a 20% coinsurance after meeting your deductible, with the plan covering the remaining 80%.