Checkmycreditrating

Checking your own credit is a "soft inquiry" and hurts your score.

: You don't start with a default score. Your story begins when you first manage a loan or credit card for at least six months. checkmycreditrating

: Having a variety of account types (e.g., credit cards, auto loans, mortgages) shows you can handle different types of debt. Checking your own credit is a "soft inquiry"

: The longer your accounts have been open, the more seasoned your story becomes. checkmycreditrating

: You can access your full report for free once a week from all three bureaus at AnnualCreditReport.com , the only official site authorized by federal law.