: You can update your vehicle choice or loan terms at the dealership if needed, though this may impact your final rate. 4. Closing the Deal
: Most credit decisions are returned within 2–3 hours. chase car buying
The journey typically begins with Chase's prequalification tool , which provides a borrowing estimate based on a soft credit check that won't affect your credit score. : You can update your vehicle choice or
With your financing approved, you visit the dealership to finalize the purchase. Shop Cars & Explore Auto Financing Options | Chase : This helps you establish a baseline for
: Chase Private Clients automatically receive a 0.25% rate discount on their approved APR when applying online.
: This helps you establish a baseline for negotiating and ensures you shop within a realistic budget. 2. Finding Your Vehicle
Buying a car through Chase involves a digital-first process that integrates their financing with an online marketplace powered by TrueCar technology. By coordinating your loan and vehicle search in one place, you can often significantly reduce the time spent negotiating at a dealership.