Despite high costs, they cover certain preventive services and at least three primary care visits annually before the deductible is reached.
While offering the lowest premiums, they are less flexible than Bronze plans for those needing regular care. To enroll, you must apply through the Marketplace (often needing an exemption certificate if over 30) during designated enrollment periods. Catastrophic Plan Information | HealthCare.gov can i buy catastrophic insurance
You cannot use premium tax credits to lower the costs of these plans. Comparison and Enrollment Despite high costs, they cover certain preventive services