Buying My First Home Canada -

Budget an additional 1.5% to 4% of the purchase price for one-time fees like land transfer taxes, legal fees, and home inspections. 2. Government Incentives for 2026

If your down payment is less than 20%, you must purchase mortgage default insurance (e.g., from CMHC ). buying my first home canada

The Canadian government offers several programs to help first-time buyers enter the market: First-Time Home Buyer Programs in Canada in 2026 Budget an additional 1