These programs allow for 100% financing, meaning the lender provides the full purchase price of the home.
: Reserved for active-duty service members, veterans, and eligible surviving spouses. Benefit : No down payment and no monthly mortgage insurance. buying a house with no down payment
: Must have a Certificate of Eligibility (COE) and meet service requirements. These programs allow for 100% financing, meaning the
: Designed for low-to-moderate-income buyers in USDA-eligible rural and suburban areas. Benefit : 0% down payment with low interest rates. : Must have a Certificate of Eligibility (COE)
Buying a house with no down payment is primarily possible through specific government-backed mortgage programs or by using down payment assistance (DPA) to cover the initial costs of a low-down-payment loan. 🏠 Primary $0-Down Mortgage Programs
: Income must not exceed 115% of the area's median income, and the home must be a primary residence. Alternatives to Achieve Zero-Down