Buying A Bond For A Child Apr 2026

: You must have your own TreasuryDirect account first.

: You must hold the bond in your account for at least five business days before electronically delivering it to the child's linked account. Key Rules & Tax Tips Using bonds for higher education - TreasuryDirect

You can purchase digital savings bonds directly from the U.S. government through TreasuryDirect.gov . buying a bond for a child

: Use the "Gift Box" feature to buy bonds ($25 minimum) using the child's Social Security number .

Buying bonds for a child is a popular way to provide a secure, long-term financial gift that can grow steadily over time. Most people choose because they are government-backed and allow for low minimum investments. Popular Types of Bonds for Children : You must have your own TreasuryDirect account first

: Within your account, you can create a "Minor Linked Account" for a child under 18.

: These pay a fixed interest rate and are guaranteed by the government to at least double in value if held for 20 years. government through TreasuryDirect

: These are designed to protect against inflation. They earn a combined interest rate: a fixed rate plus a variable rate that is adjusted every six months based on inflation.