: It is generally recommended to set your deductible equal to your base policy's sum insured to ensure there is no "gap" in coverage where you'd have to pay out of pocket.
A (often called a top-up plan ) is a cost-effective way to boost your existing insurance coverage by adding an extra layer of protection once your primary policy's limit is reached. How Buy-Up Plans Work buy up plan
Buy-up plans operate based on a (or threshold limit). The plan only activates once your medical bills cross this specified amount. : It is generally recommended to set your
: Ideally, choose a buy-up plan that shares the same network of hospitals as your base plan to simplify cashless claims . buy up plan
