Buy Student | Loans

Individual investors don't typically buy a single student loan from a bank. Instead, student loans are "securitized"—bundled together into large packages known as .

: Lenders sell these loans to third parties (like the Student Loan Marketing Association or SLMA ) to free up capital. buy student loans

: These are the standard way for sophisticated investors to gain exposure. They often include private student loans or older FFELP loans that are 97–98% guaranteed by the government. Individual investors don't typically buy a single student

: Banks like Citizens Bank or PNC Bank issue loans to students. : These are the standard way for sophisticated

: New laws regarding student loan forgiveness or bankruptcy rules can suddenly change the value of the debt you've "bought". Should You Just Pay Off Your Own Loans Instead?

The Guide to Buying Student Loans: Investing in the Future (and the Debt)