Buy Obamacare Insurance Apr 2026

Below is a guide to the enrollment process, eligibility, and choosing the right plan.

How to get insurance through the ACA Health Insurance Marketplace buy obamacare insurance

Most people can only sign up during the , which typically runs from November 1 to January 15 . Below is a guide to the enrollment process,

Plans are grouped into four categories based on how you and the plan share costs: The Affordable Care Act 101 - KFF Be a U

Buying "Obamacare"—officially known as the —is the primary way for individuals who don't have coverage through an employer or Medicare to get health insurance.

Be a U.S. citizen or be "lawfully present" (e.g., green card, certain visas). No Incarceration: Not be currently incarcerated.

You can buy insurance outside these dates if you have a "qualifying life event," such as getting married, having a baby, or losing other health coverage. 2. Eligibility Requirements To buy a plan through the Marketplace, you generally must: Residency: Live in the United States.