Bank statements (often 2–3 months) to show consistent deposits.
Pay stubs, bank statements, W-2s, 1099s, or benefit award letters.
: You must usually prove you can "bind" comprehensive and collision insurance coverage before you can drive the car off the lot. Summary of Documentation Needed Common Documents Required Income
Driver's license, state ID, or Passport; Social Security number.
: Dealerships need to know where the vehicle will be kept. Acceptable documents include:
: This is the most critical requirement. Lenders typically look for a minimum monthly income (often between $1,200 and $2,000 after taxes). You will need: Recent pay stubs (usually the last 30 days).
To qualify, you typically need to provide "proof of life and livelihood" rather than a high credit score:
: A valid, non-expired government-issued photo ID or driver’s license is mandatory.