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: The only website authorized by the federal government for free reports is AnnualCreditReport.com .

Before you pay to a credit report, you should know that federal law entitles you to get one for free from each of the three major credit bureaus ( Equifax , Experian, and TransUnion) every 12 months. Where to Get Your Report buy credit report

A comprehensive report should include these five key sections to provide a complete picture of your financial health: How do I get a free copy of my credit reports? : The only website authorized by the federal

: If you have already used your free annual reports and need another, you can purchase them directly from the bureaus: Equifax Experian TransUnion What Makes "Solid Content" in a Report buy credit report