Business Mortgage Rates Now

: 5.75% – 8.75% (with maximums reaching up to 14.75% based on size/term) SBA Express : 11.25% – 13.25% Specialized and Higher-Risk Funding Bridge Loans : 5.75% – 12.75% Hard Money / Private Debt : 8.0% – 14.0% or higher Mezzanine Financing : 6.62% – 11.86% Key Benchmarks & Economic Drivers WSJ Prime Rate : 6.75% (Effective as of March 31, 2026) 10-Year Treasury Note : 4.30% – 4.34% 30-Day SOFR : 3.65%

As of , business mortgage and commercial loan rates typically range from 5.07% to 12.75% , depending on the loan type, property use, and borrower credit. Current Commercial Mortgage Rates (April 2026) Conventional Commercial Loans : 5.07% – 8.75% Owner-Occupied Commercial Loans : Starting around 6.12% Single Credit Tenant Loans : Starting around 5.92% Industrial & Office Building Loans : Starting around 6.32% business mortgage rates

: 5.92% – 7.81% Small Business Administration (SBA) Loan Rates SBA 504 Loans : 5.61% – 5.99% depending on the loan type

Current market momentum shows commercial real estate borrowing and lending increased by , though delinquency rates have seen a moderate rise in the first quarter of 2026. Current SBA Loan Interest Rates April 2026 - Lendio business mortgage rates