: While initially focused on mortgages, the service is now a core part of Blend’s Cloud Banking Platform , extending to home equity, deposits, and personal loans. Benefits for Lenders and Borrowers
: The tool is an authorized report supplier for both Fannie Mae’s Desktop Underwriter (DU) and Freddie Mac’s Asset and Income Modeler (AIM) . Blend rolls out income verification service for...
: The platform pre-populates loan applications with verified payroll, tax, and asset data pulled directly from source providers. : While initially focused on mortgages, the service
By February 2026, Blend further deepened these capabilities through a partnership with Truework , embedding intelligent verification directly into its consumer banking and home lending products. Key Features of the Enhanced Service By February 2026, Blend further deepened these capabilities
has significantly expanded its Verification of Income (VOI) and Verification of Employment (VOE) services to address the complexities of the modern workforce, specifically targeting gig economy workers , freelancers , and borrowers with non-traditional income.
Blend Expands Income Verification Service for Modern Lenders
: Beyond traditional W-2 employees, the service uses AI to verify income for the roughly 57 million U.S. gig workers by analyzing bank deposit history and direct connections to gig platforms like Uber or Instacart. Accelerated Timelines : 55% of reports are completed in under 24 hours. 87% of reports are finalized within 72 hours.
