: Operates via mobile banking only; deposits are limited to wire transfers or Plaid (no direct deposits or ACH). Axos Bank: 4.21% APY
: Some accounts, like Openbank, require at least $500 to open, while others like LendingClub have no minimum deposit. best online high interest savings account
The following institutions are currently offering the highest rates for nationally available online savings accounts: : Operates via mobile banking only; deposits are
