: Applying triggers a "hard inquiry," which may temporarily lower your score. However, consistent on-time payments can help rebuild your credit history over time. Lease-to-Own Alternative (Progressive Leasing)
: While accessible, the total cost to own the item through a lease is significantly higher than the retail price. best buy financing bad credit
The My Best Buy® Credit Cards are managed by Citibank and generally require (typically a score of 640+ ) for approval. : Applying triggers a "hard inquiry," which may
: If you fail to pay the balance in full by the end of the promotional period, interest is charged retroactively from the original purchase date . For those with bad credit, this high interest rate can be financially damaging. The My Best Buy® Credit Cards are managed
: You can often choose to purchase the item early at a discount or return it if you can no longer make payments. Review Summary My Best Buy® Store Card Progressive Leasing Credit Needed Fair to Good (640+) No Credit Score Required Interest/Fees 0% if paid in full (Promotional) High total cost of ownership Approval Odds Lower for "Bad Credit" Higher for "Bad Credit" Credit Building Reports to bureaus Generally does not report
: Offers include "no interest if paid in full" for periods such as 12, 18, or 24 months on qualifying purchases.
For customers who cannot qualify for a credit card, Best Buy partners with Progressive Leasing. This is not "financing" in the traditional sense, but a lease agreement.