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Often reserved for major appliances or Geek Squad purchases of $599 and up.
Typically applies to home theater systems ($799+) or unlocked phones ($649+). How Deferred Interest Works
Unlike a "0% intro APR" card, where interest simply doesn't exist for a time, a plan still tracks interest behind the scenes.
If you pay the full balance before the term ends, all accrued interest is waived.
The allows you to finance large purchases without paying interest, provided the entire balance is cleared within a specified promotional window . This plan is a primary feature of the My Best Buy Credit Card and its Visa variants, issued by Citibank . Key Plan Details
Available for storewide purchases of $299 and up.
Best Buy’s standard purchase APR is notably high, currently around 30.74%–31.49% .
5 Things to Know About the Best Buy Credit Card - NerdWallet