: Inability to perform at least two Activities of Daily Living (ADLs) , such as bathing or dressing.
To activate this benefit, a policyholder typically must be diagnosed with a qualifying condition: advance death benefit
: Major health events like a heart attack, stroke, or organ failure . : Inability to perform at least two Activities
: Permanent confinement to a long-term care facility. 4 things to know about accelerated death benefit options advance death benefit
: Diagnosis with a life expectancy of 6 to 24 months .