Learn about your credit report and how to get a copy | USAGov

Monitoring your credit report is one of the most critical steps in maintaining your financial health. A credit report is a detailed summary of your financial history, including your payment track record, credit limits, and account balances. How to Get Your Free Credit Reports

Federal law mandates that you can access your credit reports for free, and currently, you can even request them from the three major credit bureaus ( Equifax , Experian, and TransUnion).