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Banks and businesses typically pay interest, dividends, and other income without withholding taxes. However, they must withhold a flat percentage (currently ) if any of the following apply:

: You did not certify that you are exempt from backup withholding (usually on Form W-9). Common Income Types Subject to 307 Interest payments Rents, profits, or other gains Commissions or fees for work as an independent contractor Broker payments 🛑 How to Stop or Prevent It 307 mp4

Topic no. 307, Backup withholding | Internal Revenue Service Banks and businesses typically pay interest, dividends, and

: If triggered by underreporting, you must file the necessary tax returns and pay any owed amounts. 307, Backup withholding | Internal Revenue Service :

: The IRS notified the payer that the TIN you provided does not match their records.

: You failed to provide a Taxpayer Identification Number (TIN), such as a Social Security Number, to the payer.